5 Ways to Deal with Mumbai Monsoon

Mumbai monsoon can get menacing at times. The island city takes its original shape in every monsoon when rain water gets difficult to drain out, caused by raised levels of sea around the city. A true Mumbaikar would know how to deal with the messy monsoon. For someone who is new to the city, few tips will be handy and help them to fight the monsoon says Sachin Karpe. 

Mumbai, the financial capital of India in awake 24x7, mostly because the working streak never dies and the city remains active all the time in a bid to make more money.

Tip1: Remain armed with umbrellas and raincoats. Rains could begin lashing city anytime, therefore carry your rainy protection Umbrellas and rain coats all the time.

Tip 2: Monsoons render the city still. Trains come to stop due to floods on track and roads get flooded causing traffic jams. In such situations, do no worry and rush back home as it will only cause more panic without any solution. Rains will stop when they have to, till then wait till your office. 

Tip 3: Have spare clothes and some titbits stocked in your office cabinet. As rains arrive suddenly, your could get wet at any given time. With spare clothes around, it is easier to change so one does not fall sick wearing wet clothes.

Tip 4: Certain high tide days are to be watched out for. On such days, sea level rises and rain water doesn’t drain out. These days can cause a lot of trouble. Stay indoors on such days.

Tip 5: Enjoy it as much as you can by taking fun trips to Sahyadris which becomes lush green during monsoon. The greenery is worth appreciating as it occurs once a year.

Benefits of Current Account by Sachin Karpe

It is extremely essential for an individual to open a bank account in order to manage his day to day financial activities.

There are different types of accounts a bank has to offer. Viz. Savings or Current, which are two primary offerings by a bank

Current bank account is opened by businessmen who have a higher number of regular transactions with the bank and saving account is opened by people who are more interested in getting returns on the amount they put in a bank.

Sachin Karpe focuses on few advantages of why one should open a current account 

Advantages of Current Bank accounts:

• Current account is mainly opened for businessmen such as proprietors, partnership firms, public and private companies, trust, association of persons, etc. that has a large number of day to day transactions
• A businessman has no limit on withdrawing the amount
• It gives overdraft (borrowing) facility to the customers for a short period
• It allows a bank to collect money on behalf of the customers which is then credited to their customers’ current account
• It allows to transfer funds from multiple locations
• It allows to deposit and withdraw funds at any location

LG Announced the New Launch of LG G Pad 10.1

Sachin Karpe says LG G Pad 10.1, the largest tablet in LG's G Pad bouquet, has gone global. This model was introduced in June, with features borrowed from company’s other Smartphone. The tablet adorns smart keyboard feature which reduces errors by learning users’ typing habits. The new tablets also borrow the G3's multitasking Dual Window mode, which splits the screen to let users view and use two apps at the same.

Toyota Ethios Limited Edition Hits Road

Etios Exclusive Limited edition by Toyota Kirloskar Motor Pvt Ltd, was launched on Thursday say Sachin Karpe. Onlyn900 sedans have been made available at a price of Rs 5,98,140 (ex-showroom Delhi) for petrol variant and Rs 7,10,240 for diesel variant.

Etios is a much popular vehicle from Toyota Umbrella, enjoying confidence of more than 2 lakh customers in India. The new car comes with a range of features like new front full-chrome grille, new chrome garnish on the taillamp, headlamp and ORVMs.

Tax Reform Changes That You Should Be Aware Of!

Since taxes are contribution towards the national income and also to the appraisal of the national economy it is the duty of every individual to the pay their taxes in time. Since there are only 30 days left for it is important for all the individuals to know some key changes that have occurred in this year’s income tax return forms informs Sachin Karpe.

Unlike the previous year’s form, the new forms provide for details to be entered in respect of unclaimed TDS / TCS of the earlier tax year and unclaimed TDS/TCS of the present tax year to be carried forward to the subsequent year.  Also, with an intention to expedite and align the refund process with process applicable to the corporate taxpayers, the new forms have done away with such an option of claiming refund through cheque.  In the new form, the non-corporate taxpayers claiming deduction in respect of bad debts are now required to disclose in their tax return the PAN number of every debtor whose quantum of bad debt exceeds INR 0.1 million.  

Previously, a taxpayer was entitled to set off loss from one source with the income from another source falling within the same head. But in the newly prescribed forms, information in respect of intra head loss adjustment is required to be furnished.  So now before rushing to file your tax returns, it is very important to keep in mind these new changes and act accordingly say Sachin Karpe.

Flipkart Launches Tab

India’s E-commerce giant has launched its first tablet Digiflip Pro says Sachin Karpe. Priced at Rs 9999, it is available in white and black variants. This is Flipkarts’s new initiative after making a range of products available for shopping online. This book carries shopping benefits worth Rs 5000 and free ebooks of Rs 2000. With a dual SIM 3G calling facility for faster data connectivity and voice calling, the seven inch size tablet has a 1.3 gigahertz (GHz) quad core cortex processor and one gigabyte memory. Service for tablets will be available through the company's 120 network centres in over 100 cities across the country.

Quitting job is a good option?

You quit a job for various reasons, ranging from a tiff with the boss or colleagues, non-satisfaction from the current role etc says Sachin Karpe. In short, it is not always about money. It can be about ethics, values, company structure, and company loyalty to employees, co-workers, location, job security and future opportunities. A lot of it can mitigate by adapting to change faster and adjusting in a new environment. A continuous interaction with work colleagues and not isolating from everyone makes a lot of good difference in the overall behaviours at a workplace. Weed out people who cause trouble to you and restrict your interaction with them to plain work exclaims Sachin Karpe. Genuinely seek reviews and feedback and be open to ideas. 

Hero Corps to Enter Brazil Market Says Sachin Karpe

Hero Corps to Enter Brazil Market by 2016: Manufacturing Unit in Columbia by Sachin Karpe. Hero corps is also setting up a new manufacturing centre in Columbia with an investment of nearly seven crores.  This works begin in the coming two months.  Hero Corps managing director and  CEO Pavan Munjal informed that they have plans to enter Brazil markets by 2016 Olympics. The company is also developing engines to suit the markets.  Petrol mixed with Ethanol is used in Brazil and engines have to be developed to suit it says Sachin Karpe. 

Emami enters deodorant market says Sachin Karpe

Kolkata-based FMCG major Emami Ltd has entered the Rs 2,000-crore deodorant space with 'HE' brand. The company has signed Bollywood actor Hrithik Roshan as its brand ambassador. Deodorant,  despite being a cluttered category, is still the largest and fastest growing in the male grooming segment clocking double-digit growth says Sachin Karpe.

Tips for Mastering Anything says Sachin Karpe

Sachin Karpe shares some of the tips for mastering :-

1. Find your life's task - Many people have an intense feeling about what they're best at. Too often, they're driven away from it by other people. The first step is to trust yourself and aim your career path at what's unique about you.
2. Rebel against the wrong path, and use that anger as motivation- We are often attracted to the wrong things, whether it be money, fame, or approval.
3. Practice, practice, practice - Our brains are set up to master skills. By repeating one thing over and over again, neurons are recruited, hardwired, and mirrored. That's one of the reasons you never forget how to ride a bike says Sachin Karpe

Renault launches Duster 85 PS Adventure Edition says Sachin Karpe

After showcasing the Duster Adventure Edition at the Auto Expo 2014, Renault had launched the special variant of the Duster SUV in only one trim, the 110 PS RxL. Now, to broaden the appeal of the Duster says Sachin Karpe

Adventure edition, Renault has launched the same special variant in the more affordable 85 PS guise. The special edition gets extra cosmetic touches and some additional kit. The Renault Duster Adventure Edition 85 PS is priced at Rs. 9.16 lakh (ex-showroom, Delhi) says Sachin Karpe

Signs You Might Be An Entrepreneur by Sachin Karpe

Entrepreneurs are a unique group of people. Not only do they think differently; they act differently. Most entrepreneurs are very optimistic about everything around them. You’re passionate - There will be times when you spend an excessive amount of time and do not make a dollar. It’s your passion that will keep you going. You want to be in control and in command of your own company. You typically like overseeing most things that go on at your company. You’re unrealistic. As an inventor or innovator, you kind of have to be this way says Sachin Karpe

Little-Known Google Tools You Should Be Using says Sachin Karpe

Sachin Karpe talks about Google Tools. Google has access to what's trending in the world, so if you want to know what people search for and what they're interested in, Google can tell you that. For successful businesses, whether your company has one employee or 1,000, there's virtually no such thing as too many of these workplace weapons. Here are the best little-known Google tools that will take your business and productivity to the next level. Google Trends - Ever wonder what gets searched and what doesn't? That's what Google Trends is for. The tool is for presenting data visually, and researchers have used it to predict stock market transactions. You can even break down data by region. Google Correlate is similar to Google Trends, but allows you to explore search terms over time. Google Public Data Explorer lets users search through a myriad of international databases like the U.S. Bureau of Labor Statistics and the UN Economic Commissions for information on unemployment, economic policy and more says Sachin Karpe.

Networking Tips for Introverts by Sachin Karpe

Sachin Karpe shares some tips on networking for Introverts. Success is largely determined by an ability to play to your strengths. If you happen to be shy or introverted, don’t limit your dreams or count yourself out just because you don’t fit the traditional image of an entrepreneur. There is more than one path to success.  

Manage expectations - If networking events make you nervous, don’t psych yourself out with unrealistic expectations.

Prepare - Plan ahead and prepare some icebreakers. Open-ended questions spur interesting conversations. Most people love to talk about themselves, their work and their hobbies. Set a time limit - When you decide ahead of time how long you’ll stay at an event, it makes the commitment finite and much less intimidating says Sachin Karpe.

Yahoo Inc buys mobile messaging app Blink says Sachin Karpe

Yahoo Inc has bought Blink says Sachin Karpe, a mobile messaging startup that lets users send messages that self-destruct and control who sees their messages and for how long. The deal comes just days after rival messaging startup Snapchat settled charges with U.S. regulators that accused it of deceiving consumers by promising that photos sent on its service disappeared forever after a certain period of time. Blink will be shutting down its app for both the iOS and Android platforms in the coming week says Sachin Karpe  

Gold prices to stay range bound by Sachin Karpe

Gold prices to stay range bound by Sachin Karpe. Precious metal: Gold prices remained flat in Indian as well as International market as poor demand from Asian economies and easing fear in Ukraine kept the prices in range. While Gold imports almost doubled in March to 50 tonnes after more banks were allowed to import the yellow metal India's gold demand was up 13 per cent in 2013, compared to 2012. Demand in the second half was lower due to the effect of the supply curbs introduced in that period, but, equally, it was due to households having met a large part of their annual gold requirements in the first half, using the price drop in April as a buying opportunity.

How to keep an eye on mionors fund usage says Sachin Karpe

After RBI's move to allow minors to open bank account, parents need to keep an eye on their fund usage says Sachin Karpe. Letting your minor daughter operate her savings bank account may be a great way to teach her about money matters, say financial experts. A day after the Reserve Bank of India (RBI) allowed children over 10 years to open and operate their bank accounts independently, experts feel that it could also make life easy for many parents, especially in big cities, where children get a tidy sum as monthly allowance and spend it both online and offline says Sachin Karpe. However, parents must monitor the transactions regularly to ensure every penny is spent wisely.

Ways to Get More Respect at Work explains Sachin Karpe

Ways to Get More Respect at Work explains Sachin Karpe. Define your values - People follow strength and competency.  Think about what makes you a better, stronger person. Discover your passion - It helps a great deal to get where you want to be if the you have passion for the actual journey it takes to reach your end goal. Envision what the future is going to be like - Start to take some time and envision what it is going to be like when you do hit the pinnacle of getting more respect, friendship and success around the office.  Practice makes perfect says Sachin Karpe

How to Stay Motivated explains Sachin Karpe

Sachin Karpe shares 3 important things to stay motivated. Have a look at some of the top ten things you can do when you are not feeling motivated in your business: 

Join a Mastermind Group -  It can be very motivating hearing what things they are up to and even just getting support from them can be motivating.

Take a break and step back for a short time - Sometimes just taking a break can be re-energizing in and of itself. Go for a walk, swim, grocery shop etc. 

Keep a full and structured schedule - Sometimes scheduling your time each day keeps your focus. Knowing that you are going to answer emails from 9-10 and then work on a major project from 10-12 then lunch from 12-1 and research  says Sachin Karpe

Why financial planning is important? explains Sachin Karpe

Sachin Karpe an ex financial adviser says that the first step in developing your financial plan is to meet with an advisor. Financial planning helps to focus on short and long-term financial goals and make a balanced plan to meet those objectives. With the assistance of an expert financial adviser you will get you where you need to be. Managing income helps you see what amount of cash you'll need for tax payments, other monthly expenditures and funds. Tax planning, prudent spending and careful budgeting will help you keep greater amount of your hard earned money. Legimate protection scope, proper insurance coverage, strategies set up and policies in place can give true serenity to you and your friends and family says Sachin Karpe. A legitimate financial plan acknowledges your individual circumstances, targets and risk tolerance. It acts as a guide in helping choose the right types of investments to fit your needs, identity, and goals.

Want to Become the Most Interesting Person Around? By Sachin Karpe

Sachin Karpe shares how to become a most interesting person in your surroundings. The ability to converse is a key competency for successful client pitches, board room presentations, management meetings that influence major business decisions. Skillful small talk and more substantive conversations can make anyone more interesting, provided one has something interesting to say.

Occasionally we get lucky. We ask for something -- resources, money, time, support -- and we get it. But for the most part, the higher the stakes, the more scrutiny our requests are under. Entrepreneurs, managers and executives who cannot make a solid business case, linking needs to strategic goals, detailing risks, opportunities and projected ROI, based on research and analysis, are discounted by the decision-makers who can green-light a project says Sachin Karpe.

Strategies for Dealing With Toxic People by Sachin Karpe

Sachin Karpe shares strategies for dealing with toxic people. Don't expect them to not be difficult - Once you've identified a difficult person, adjust your expectations so you're not blind sided by their actions, and create some emotional distance. Say to yourself, Here we go again - When these types of people aren't getting what they want, they push you into anger or exasperation, making it difficult for you to think clearly. Let them finish talking -  Interrupting may escalate things. If you remain calm and centered, difficult people will catch themselves and start to back off says Sachin Karpe

Sachin Karpe's Tips on How to Be Self Employed

Think of what you want to sell, or what service you want to provide says Sachin Karpe. Make sure that it's something you know you would enjoy doing it. Don't think of how you're going to make it happen yet, just expand your imagination and have fun with it. Get a partner. 

It must be someone who believes in your business plan, who is keen on working together with you. A good partner would contribute more ideas to your plan, and immediately you can see how things are really going to work out now. Be it you and your partner's savings accounts or your family's contributions, get as much money as you could and keep it only for the business. Start recording how much money you've got to make sure that you wouldn't spend it for the wrong reasons says Sachin Karpe.

The 3 Attributes to Look for in Top Talent by Sachin Karpe

One of the things that great companies do is they hire the best people says Sachin Karpe. These successful companies aren't afraid to recruit the best candidates from other organizations or pull talented people from other industries. Attitude. An employee has a passion for the organization and what it is trying to accomplish and is excited about being a part of the organization.Competency. An employee has the right skills and capabilities to do his or her job, or has the ability to learn the right skills. Mindset. An employee understands the value of collaborating with peers and comes to work every day looking for ways to improve the performance of the company and increasing the impact he or she can have.

A Bad Decision is Better Than No Decision At All says Sachin Karpe

Analysis paralysis is the poison that entrepreneurs continually feed themselves. Guess what? There are millions of people on this planet who are willing to get up every morning, put on their clothes and drag themselves to work so that someone else can tell them what to do.

But it takes a true leader to be the one to make a decision. They are the ones who give direction, and who, ultimately, are willing to carry the burden of responsibility of success or failure on their shoulders. A person who makes a thousand wrong decisions is better off than a person who makes no decisions at all. Why? Because a person who has made a thousand wrong decisions has ruled out a thousand things that do not work for them says Sachin Karpe.

A One-Page Business Plan in 5 Steps by Sachin Karpe

A business plan is essential for every entrepreneur, but if it’s your first time approaching one, it can feel daunting. Business owners will argue both sides of the coin when it comes to how long a plan should be, but usually a one-page business plan can cover all your needs at the beginning and get you organized enough to get started.  Sachin Karpe says Start with your vision - Begin the plan by thinking of the end. You have to communicate up front where you want to go with your business to set the tone for your plan. Formalize your mission statement - You know what your vision is, now you need to describe what you’re going to do to accomplish that vision in a brief. List your objectives - Think of your objectives as the bullet points of deliverables you plan to achieve. Form your strategies  -  Your strategies describe how you plan to achieve your objectives.

How to turn an idea into business By Sachin Karpe

Regardless of how new you are to the process of starting a business, feeling lost or overwhelmed is understandable and for many people, simply part of the process say Sachin Karpe. A degree in business doesn’t always include training in the practical skills an entrepreneur needs to start a company, and even when it does, actually applying what you’ve learned can be daunting. Once you’ve graduated, you may find that you need to keep topping up your skills with online courses, mentoring programs and - most importantly - real-world experience. The good news is that a great business starts with a great idea, so you’re already well on your way. The good news is that a great business starts with a great idea, so you’re already well on your way.     

Are you enthusiastic about how this business will make a difference in people’s lives? This is crucial, because if you love your work, you are far more likely to persevere despite the long hours and struggles that are an inevitable part of an entrepreneur’s life - and your successes and celebrations will be all the sweeter says Sachin Karpe on Linkedin. 

Sachin Karpe Questions Are you an Entrepreneur?

Entrepreneurs are a unique group of people. Not only do they think differently; they act differently. They draw on personality traits, habits and mind-sets to come up with ideas that straddle the line between insanity and genius. But just because you’re an original thinker and came up with an idea to replace gasoline in cars doesn’t mean you’re cut out to be an entrepreneur. You’re self-confident. You’re passionate. There will be times when you spend an excessive amount of time and do not make a dollar. It’s your passion that will keep you going. You believe that there is more than one definition of job security: You realize that your job is safe as long as you are in control as opposed to relying on a boss who could ruin your career after one swift mistake says Sachin Karpe

How to Become a Better Leader by Sachin Karpe

Sachin Karpe says 'Empower the people below you, then leave them alone.' "A good part of leadership is stepping back," says Bill Pasmore, senior vice president at the Center for Creative Leadership. A good leader leads from front and back. Just like you can't start a weight-loss program without getting on a scale, you must begin your journey by learning the truth about yourself. We're often the worst evaluators of our behavior. 

One of the biggest problems I see is a real lack of self-awareness. Executives often aren't aware of who they are as people and the impact they have on others.

Stick to one goal at a time. Leaders often choose too many development goals. Give yourself the greatest chance for victory by developing one thing at a time.

It is far better to make progress in one area than to make little or none in five says Sachin Karpe 

Tata, Singapore Airlines to Operate A380 Flights to India says Sachin Karpe

Sachin Karpe says passengers flying out of Delhi and Mumbai airports will soon be able to board an Airbus A380, with Singapore Airlines (SIA) announcing the launch of daily flights operated by the world’s largest commercial aircraft from May 30.The Airbus 380 superjumbo will operate daily to both Mumbai and New Delhi with effect from May 30, 2014, taking over from two daily flights that currently serve each city using Boeing 777s says Sachin Karpe

Sun Pharma to buy Struggling Ranbaxy for $3.2 billion says Sachin Karpe

Sun Pharmaceutical Industries Ltd (SUN.NS) has agreed to buy generic drugmaker Ranbaxy Laboratories Ltd (RANB.NS) for $3.2 billion, betting it can fix factory quality glitches that plagued the current owner,  Japan's Daiichi Sankyo Co (4568.T), and got Ranbaxy India-made drugs barred from the United State says Sachin Karpe.

How Credit Card Works explains Sachin Karpe

Credit is money that a bank or credit card issuer lends you. You can get a loan for a specific purpose, such as financing a new car, buying a home or paying college tuition. A credit card is a thin plastic card, usually 3-1/8 inches by 2-1/8 inches in size, that contains identification information such as a signature or picture, and authorizes the person named on it to charge purchases or services to his account -- charges for which he will be billed periodically. You can use your credit card worldwide as they are accepted in millions of places at home and abroad, so they are very handy in any language. There are often fees or charges for using your credit card overseas, so check credit card agreement before you go says Sachin Karpe.When you get a credit card you will be given a credit limit. This is the total amount you have available to spend using the credit card. You should always leave some available credit on your credit card for any interest to be applied.

Powerful Guide to Find Your Passion Says Sachin Karpe

Following your passion can be a tough thing. But figuring out what that passion is can be even more elusive. What are you good at? Unless you’re just starting out in life, you have some skills or talent, shown some kind of aptitude. Even if you are just starting out, you might have shown some talent when you were young, even as young as elementary school says Sachin Karpe. What have you secretly dreamed of? You might have some ridiculous dream job you’ve always wanted to do — to be a novelist, an artist, a designer, an architect, a doctor, an entrepreneur, a programmer. But some fear, some self-doubt, has held you back, has led you to dismiss this idea. Maybe there are several. Add them to the list no matter how unrealistic.

How Best to Use Budgets Explains Sachin Karpe

A budget can help you crush your outstanding debt, get a hold of your financial future, and even make you a happier person in the process. And best of all, setting up a budget is really not that hard, you just need some planning. If you are an independent freelancer, understand that what you bring home is not the same thing as what you earn. Break down what you're spending into categories. This will make it easier for you to see where your money is going. Often, this simple breakdown is enough to start changing habits, especially if you didn't fully know how much of your hard-earned money was going away from you. There should be short-term and long-term as it helps to have something to be working towards to help stay on track with your budget.

How Much You Should Invest in Gold Explains Sachin Karpe

Gold should be seen as one of the numerous investment options for accumulating wealth. The price of gold tends to rise over time. Since investors do not adjust the price for inflation, they see the increase as positive says Sachin Karpe. Gold is valued for its ability to act as a substitute for any other asset, including currency. Whenever there is a crisis in the markets, investors seek refuge in gold. Depending on who you ask, gold is either a wise way to diversify an investment portfolio or an insurance plan against the coming apocalypse. Anyone who tells you they know where the price of gold will be next year or next month is fooling you. No one knows. No one can tell you today whether diversification into gold is a good idea, a neutral idea, or a bad idea. But almost everyone will tell you that diversification is generally a good idea.

Why Shouldn’t I Invest in a Fixed Deposit? Sachin Karpe Explains

Why shouldn't I invest in a Fixed Deposit? is the most common question asked by the investors. Will you invest in a FD of 10k, if the net return will be 6.3% instead of an overall return of 9%? 

Sachin Karpe explains how the fixed deposit calculated. If you have a fixed deposit of Rs. 10,000 with 9% interest rate, pre-tax interest earned during the year would be Rs. 900. Tax on the interest earned at 30% tax rate would be Rs. 270 and net amount earned by the investor would be Rs. 630. This translates into a net return of 6.3% which is much lower than the presumed return.

Sachin Karpe also advices to invest in long term fixed income i.e., debt mutual funds. Long-term capital gains on investments in debt mutual funds are taxed either at 10 per cent flat rate on 20 per cent indexed. Average return of short-term debt funds in the last 3 years is 8.9 per cent. If an individual decides to invest Rs. 10,000 in a short-term debt mutual fund, pre-tax returns earned for one year would be Rs. 890. At a flat 10 per cent tax, Rs. 89 would the tax amount. Net capital gain would be Rs. 801, whereas post-tax interest earned would be 8.01 per cent which is more than the interest rate of fixed deposit.

Planning Equity Investments for 2014

With Lok Sabha elections around the corner, stakes are high on stock market this year. Markets can be expected to see fluctuations owing to the excitement and hope that the new government will announce new policies. Whatever the case may be, equities have their own ways of behaving and the one who plans to invest in it should be aware of the fundamentals, Sachin Karpe observes.

Invest through Systematic Investment Plan or SIP: This way you can divide your investment amount in monthly amounts and monitor the fund performance regularly. This way you escape the risk of putting an entire lump sum amount in a fund.

Keep an eye on market fluctuation: Always look for trend that could affect the market and lead it to climb either upward or go downward. You can monitor net Asset Value of a particular fund and decide to either keep it or sell it off.

Think long term: Equities can be fluctuating, depending on which company and which sector you have put your money in. Or how much is the fund exposed to vulnerabilities. Therefore, it is important to hold on to a fund as it could take positive cues from the market and climb up all of a sudden, leaving you at a good profit.

It is advisable to take equity investment decisions which are in sync with the global as well as domestic economy, Sachin Karpe feels.

How to Get into Trading Stocks? Sachin Karpe Assists

Trading stocks or shares is a specialized study. It needs as much qualification and understanding as required for any other stream. This one needs to be even more immaculate and crisp as it involves money. Firstly, one needs to understand how it works. Study the financial markets and get the basic clear. Getting an idea as to when to put money, when to remove, which sector is lucrative, upcoming policies which could affect stocks etc is something that comes with a continuous study. There can be several factors that affect the stock market, imparts Sachin Karpe.

Then comes the technical study of how to trade money. How to become a licensed broker and register to trade money. One needs to have a DMat account to be able to deal in stocks. In this way, all your money is housed under your identity and can be scrutinized by SEBI (Securities Exchange Board of India) as and when required.

Thirdly, save enough money to invest in stock market. Once you feel satisfied with your learning, gear up to put money in stocks. It is advisable to do it under a trained guidance for a better understanding. Its your and someone else’s money after all, advises Sachin Karpe.

Best 5 Gifts for Valentine’s Day by Sachin Karpe

Wish to surprise your loved one with the best Valentine gift that will be remembered for ever? Sachin Karpe suggests some beautiful gifts for your closed ones on the occasion of Valentine’s Day. Even though there are plenty of ways to express your love, nothing delights like a small token of your affection. A heart shaped waffle filled with chocolate can be an ideal gift for a Valentine morning. Secret message box loaded with beautiful journey messages that you both have shared till date with a customized photo frame just the one she would remember always. If you wish to make her dream come true, gifting diamond earrings is a great way to see the sparkle in her eye. You can also make a reservation for a surprise spa service for your loved one.  A surprise romantic getaway away from the city to a beach side will definitely be the best Valentine gift ever.  

Sachin Karpe Shares the Benefits of Health Insurance

Whether you're self-employed, between jobs or retired, there is a perfect health care package of benefits available for you and your family. Health insurance can help you cover the costs of care and recovery so you can focus on a better health. All health policies take care of the cost of hospitalization. According to Sachin Karpe, hospitalisation costs apart, some companies also take care of the insured's recovery expenses. Termed as recuperating benefit, this feature promises a lump sum in case of a very long stay at the hospital. The recent Insurance Regulatory and Development Authority (Irda) draft guidelines may nudge all companies into covering non-allopathic forms of treatment, like Ayurveda and Homeopathy, but some of them do so even today. Any transplantation surgery puts tremendous strain on the insured - financially and emotionally. What's more, besides the cost of the organ recipient's treatment, the donor's expenses are also included in the hospital bill.

Benefits and Advantages of Private Equity

Private Equity proprietorship has various paramount points of interest that permit it to make esteem and acknowledge capital increase in a repeatable manner.

The universe of potential organization ventures for Private Equity is tremendous. It is an endless and unchartered place that is known for new chances at life. They can put resources into unlisted organizations that are at the start of their development venture and in private hands; they can put resources into the unloved divisions of bigger companies; or they can take-private those recorded organizations that are unloved and overlooked by the securities exchanges.

In finance, private equity firms are to a great degree specific and use noteworthy asset evaluating the potential of organizations, to comprehend the dangers and how to relieve them. Administrators will frequently bore down from many possibilities to the one organization that has all the right attributes to accomplish development.

Private Equity firms put resources into an organization to make it more significant, over various years, before offering it to a purchaser who likes that enduring quality has been made. Private Equity firms are thusly quiet moguls, unconcerned with fleeting execution targets. Be that as it may possessions are held available to be purchased, so they generally have their eyes on the prize.

The administration groups of organizations claimed by Private Equity are liable to a captivated proficient shareholder that has the ability to act unequivocally to ensure its shareholding.

The mixture of this acceptable responsibility between organization administrators and shareholders consolidated with the necessity for an acknowledgment implies that motivator structures can specifically connect unmistakable worth with prize. There are no prizes for disappointment.

Such clear responsibility has numerous profits. For example, it offers solace to potential banks, permitting speculations to be leveraged.